Explained– RBI’s New FLDG Guidelines
The Reserve Bank of India (RBI) has recently issued fresh guidelines pertaining to First Loss Default Guarantees (FLDGs). These guarantees…
Cashflow lending Vs Asset-based lending
As the Indian MSME sector expands, there is a need for greater access to credit and working capital across the…
How extension of ECLGS, LGSCAS initiatives will benefit MSME sector
The Emergency Credit Line Guarantee Scheme (ECLGS) and Loan Guarantee Scheme for Covid-Affected Sectors (LGSCAS) were launched in 2020 as…
NBFC with Branch Network and Embedded Finance
The BlinC Invest report released in December 2022 identified a number of white spaces in MSME lending that can be…
New-Age MSME Lending Models: POS Financing and Anchor-Led Supply Chain Finance
In December 2022, Mumbai-based VS firm BlinC Invest released its first MSME lending research report. As per this report, the…
How the Account Aggregator Framework Can Transform MSME Lending
Launched in September 2021, the Reserve Bank of India’s Account Aggregator framework has the potential to be a powerful tool…
MSME Credit: Cash Flow Lending and Invoice Discounting
One of the key issues that the Micro, Small and Medium Enterprise (MSME) sector is constantly grappling with is the…
New Financing Approaches for Bridging the MSME Credit Gap
The Micro, Small and Medium Enterprises (MSMEs) sector is the backbone of the Indian economy and has been the hardest…
Why India Needs a New Fintech Platform for MSMEs
To build ‘Atmanirbhar Bharat’, the Ministry of Micro, Small & Medium Enterprises (MSMEs) sector needs to be robust and function…