Bizfunds Blogs

Explained– RBI’s New FLDG Guidelines

The Reserve Bank of India (RBI) has recently issued fresh guidelines pertaining to First Loss Default Guarantees (FLDGs). These guarantees…

9 months ago

Benefits of Short-Term Credit for MSME Finance

India's Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the country's economy, contributing significantly to employment generation…

11 months ago

Cashflow lending Vs Asset-based lending

As the Indian MSME sector expands, there is a need for greater access to credit and working capital across the…

11 months ago

Supply Chain Finance Simplified: What, How, and Why

The lack of liquid funds has been a besetting issue for the MSME sector. Small businesses often lack the documentation…

1 year ago

How extension of ECLGS, LGSCAS initiatives will benefit MSME sector

The Emergency Credit Line Guarantee Scheme (ECLGS) and Loan Guarantee Scheme for Covid-Affected Sectors (LGSCAS) were launched in 2020 as…

1 year ago

NBFC with Branch Network and Embedded Finance

The BlinC Invest report released in December 2022 identified a number of white spaces in MSME lending that can be…

1 year ago

New-Age MSME Lending Models: POS Financing and Anchor-Led Supply Chain Finance

In December 2022, Mumbai-based VS firm BlinC Invest released its first MSME lending research report. As per this report, the…

1 year ago

How the Account Aggregator Framework Can Transform MSME Lending

Launched in September 2021, the Reserve Bank of India’s Account Aggregator framework has the potential to be a powerful tool…

1 year ago

MSME Credit: Cash Flow Lending and Invoice Discounting

One of the key issues that the Micro, Small and Medium Enterprise (MSME) sector is constantly grappling with is the…

1 year ago

New Financing Approaches for Bridging the MSME Credit Gap

The Micro, Small and Medium Enterprises (MSMEs) sector is the backbone of the Indian economy and has been the hardest…

2 years ago